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Motor Vehicle Accident Compensation in New York If you're injured from a motor vehicle collision that the state of New York deems serious, you could be eligible to sue for compensation. Your attorney can advise you whether your injuries are within this threshold. Insurance companies are adept in arguing over the magnitude of your losses. Insurance companies may offer settlements that are not enough to cover your losses. Damages If you've been injured in a motor vehicle collision you may be entitled to compensation. These damages are designed to cover your losses and expenses, such as medical bills, lost wages and property damage. You can also receive compensation for pain and suffering. This type of compensation is more subjective and can be difficult to quantify. However, a competent tort attorney can assist you in obtaining the maximum amount of damages for your injuries. If, for example, you sustain an injury that results in permanent impairment of your leg or arm and leg, you may be able to claim compensation for future costs related to the impairment. motor vehicle accident lawyer el paso could include physical therapy, surgeries, equipment or prosthetics. A permanent loss of a limb or disfigurement can cause emotional trauma that lasts for a lifetime and a decreased quality of life. This is referred to as mental anxiety. Non-economic damages are more tangible and insurers frequently try to reduce the value of these damages. However, a well-trained tort lawyer at Morgan & Morgan can make sure you get the full value of general damages in your case. Medical bills If you're injured in a motor vehicle crash medical bills can build up quickly. The bills may seem overwhelming and difficult to manage, especially if you are trying to recover from your injuries. There are many different ways that car accident victims can get help with medical expenses. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage that will pay the initial medical expenses of a victim after an accident. PIP will also cover the loss of income for up to 90 days if an accident victim is not able to work. Medicare and health insurance might also cover medical expenses in addition to PIP. The only condition is that the patient has to prove the costs are directly related to the incident. This can be accomplished by submitting receipts or bills from the doctor. Some hospitals and doctors may allow an accident victim to negotiate a settlement in exchange for a lien on the victim's eventual personal injury settlement or verdict. These liens are often called medical liens or hospital liens. If you do not resolve these liens within a reasonable amount of time the debts may be transferred to collection. By keeping track of and storing their mileage receipts, victims can also claim compensation for the costs incurred when traveling to and from medical appointments. Loss of wages Being absent from work due to an accident with a vehicle could leave you in a difficult financial situation. Many Americans live from paycheck to paycheck, and losing a few weeks or months of wages can be devastating. Fortunately, car accident victims can often get back lost wages through car accident lawsuits. Typically, lost wage claims are determined by determining the amount of time a injured person could have worked but for their injuries. This could include any missed shifts or overtime hours in addition to any work done during the hospital stay. To prove the loss of income, a request should be made for evidence from the plaintiff's employer. These can be letters that confirm the absence from work and their hourly or salary. Other documents could include pay stubs as well as copies of the injured party's tax return for the previous year. It is essential that the demand package be sent as soon as possible following a car accident. The person who was injured will be able to get the maximum benefit out of their claim. The evidence of the accident is more convincing when it is immediately provided. Suffering and pain It can be difficult to value the physical and emotional stress caused by a crash. However, it is still crucial to seek compensation for these losses in the event of an accident. They are referred to as non-economic damages. They can include the cost of your pain and suffering as well as the loss of enjoyment from life and post-traumatic stress disorder (PTSD) and much more. These costs can be difficult to quantify since it may take some time to realize the full impact of your injury. Your lawyer can use either of two methods to determine the amount of pain and loss. The multiplier method is the most widely used. It involves adding all of your economic losses that you have suffered, including future and past medical expenses, lost income because of your injury, and property damage, and multiplying the sum by a range of between 1.5 to 5 to determine your total economic damages. The higher the number the more serious your injuries are judged to be. Per diem is a second method to quantify suffering and pain. Your lawyer can ask the jury to decide on a dollar amount each day that you endure. This can be particularly helpful for accident victims who work outside of the home or are struggling to care for children while they heal from their injuries.